Account Aggregator Framework, an initiative led by RBI, is the latest step taken by the Government of India to make India future-ready to manage the data and its privacy. Account Aggregator Framework hands over user data to the user, making the banks gather and maintain data into custodian. With the emerging digital economy, more and more bank accounts, loans, insurance, E-commerce transaction are taking place, leading to the creation of more and more user data. This control of this user data is currently is not with the user. This is the problem that the AA framework is trying to address.